Mobile Banking

Banking for Smartphones and Smartpads

Mobile Banking: is the Banking Platform for mobile phones, PDAs and Smartphones to administrate your giro accounts mobile.

Benefits

With Mobile Banking you offer your customers a platform for a comfortable mobile administration of their giro accounts. Your customers want to have an overview and the control over their giro accounts anytime. Mobile Banking is a modern expansion of your services that can offer this control location-independent. Mobile Banking fits glueless into your serviceportfolio, as you decide about the design and the functionality. We gladly inform you about the various possibilities.

The platform stands
out due to

• Mobile Banking time- and location independent
• High security standards
• Clear and simple user interface
• Simultaneous administration of various giro accounts of different banks

To use this solution a mobile phone running with Java is necessary

Functionality

You can offer your customers following functions for mobile phone, PDA and Smartphone

Functions

• Request for account statement
• Request for the transaction volume
• Bank transfer
• Administration of banker's order

Access and Security

The access to the giro account is protected by the following safety procedures and access paths

Access paths HBCI 2.20 with PIN/TAN FinTS 2.20 with PIN/TAN Screenscraping

Safety procedure Password protected access SSL (128 bit coding) HTTPS POST Transmission Application Time-Out Remote Deactivation AES (256 bit coding)

How the software comes to your customers

You can offer two alternativ ways to get the application

By Download Your customer makes a download of the application on your homepage with his PC and transfers it with Bluetooth or USB.

By SMS Your customer sends a short message to a service number and gets a short message with a link. By using this link the software download can be done.